Get a $400* welcome bonus for new Wells Fargo checking customers

Open an Everyday Checking account online, complete the offer steps outlined, and qualify for a $400 bonus.

Your offer code will be automatically applied when you complete your online application.

Wells Fargo Everyday Checking is the account eligible for this offer when opened online. If you do not qualify for Everyday Checking, but do qualify for Opportunity Checking®, this offer can still be applied to the Opportunity Checking® account.

Enter your information to get the bonus offer code that will also be sent to you via email to redeem at a participating Wells Fargo branch.

You agree that Wells Fargo may contact you at the email address provided to deliver your code for this offer.

Open your new, eligible Wells Fargo consumer checking account, complete the requirements listed below, and you could qualify for a $400 bonus.

  1. 1

    Open an Everyday Checking1 account online from this page or bring your offer code to a participating Wells Fargo branch and open a new, eligible consumer checking account with a minimum opening deposit of $25 by July 31, 2020.

    Everyday Checking comes with all the features to make banking convenient, including mobile banking2 and more.

    Monthly Service Fee: $10

    How to avoid the $10 monthly service fee

    Avoid the $10 monthly service fee on your Everyday Checking account with one of the following each fee period1:

    • Maintain a $1,500 minimum daily balance
    • $500 or more in total qualifying direct deposits
    • 10 or more posted debit card transactions (any combination of posted debit card purchases or posted debit card payments of bills) from this checking account. This does not include transactions at an ATM
    • Linked to a Wells Fargo Campus ATM or Campus Debit Card
    • Primary account owner is 17 through 24 years old (On the primary account owner's 25th birthday, the account will automatically be subject to the then current monthly service fee unless you meet one of the other options to avoid the monthly service fee)
  2. 2

    Complete qualifying direct deposits

    Receive a total of $4,000 or more in qualifying direct deposits to the new checking account within 90 days from account opening (the "qualification period").

    After the 90-day qualification period, we will deposit the bonus into your new checking account within the following 30 days if you have met all offer requirements. Throughout the qualification period and until the bonus is paid, your account must remain open with a balance greater than $0.

*Eligibility Requirements:

  • Only certain consumer checking accounts, including non-interest earning checking accounts, are eligible for this offer. Teen Checking , Greenhouse accounts, and the prepaid Wells Fargo EasyPay® Card are not eligible for this offer.
  • This offer is for new checking customers only. You must have a valid bonus offer code. You are not eligible for this offer if:
  • You are a current owner of a Wells Fargo consumer checking account
  • You are a Wells Fargo team member
  • You have received a bonus for opening a Wells Fargo consumer checking account within the past 12 months

Bonus Requirements:

(i) Open a new, eligible Wells Fargo consumer checking account with a minimum opening deposit of $25 by July 31, 2020. All account applications are subject to approval.

(ii) Within 90 days of account opening (the "qualification period"), receive a total of $4,000 or more in qualifying direct deposits to your new checking account during the qualification period.

  • A qualifying direct deposit is a direct deposit of your salary, pension, Social Security, or other regular monthly income, electronically deposited through the Automated Clearing House (ACH) network to this checking account by your employer or an outside agency.
  • Transfers from one account to another, mobile deposits, deposits made at a banking location or ATM do not qualify.

(iii) Throughout the qualification period and until the bonus is paid, you must maintain a balance in your account greater than $0. Accounts with a zero balance may be subject to automatic closure pursuant to the terms of the Deposit Account Agreement.

Bonus Payment:

  • Once the 90-day qualification period has elapsed, we will determine if you have met the offer requirements, and will deposit any earned bonus into your new checking account within 30 days.
  • The new checking account must still be open at the time we attempt to deposit any earned bonus payment.
  • You are responsible for any federal, state, or local taxes due on the bonus, and we will report as income to the tax authorities if required by applicable law. Consult your tax advisor.

Additional Terms and Conditions:

  • Offer expires July 31, 2020. However, offer may be discontinued or changed at any time prior to the expiration date without notice.
  • This offer may be limited to participating locations — please refer to the offer communication for additional details.
  • Offer cannot be:
  • paid without a valid U.S. Taxpayer Identification Number (W-9)
  • combined with any other consumer deposit offer (limit one bonus per customer/account)
  • reproduced, purchased, sold, transferred, or traded
  • The actions required to earn this bonus are separate and distinct from the options available to you to avoid any applicable monthly service fee for the checking account you opened.

Talk with a banker or see the "Consumer Account Fee and Information Schedule” and “Deposit Account Agreement" available at https://www.wellsfargo.com/online-banking/consumer-account-fees/ for complete checking account details, including the applicable monthly service fee and options to avoid it.

1. The Wells Fargo Everyday Checking account monthly service fee is $10. Minimum opening deposit is $25.

The monthly service fee can be avoided with one of the following each fee period:

  • Maintain a $1,500 minimum daily balance.
  • $500 or more in total qualifying direct deposits:
  • A qualifying direct deposit is a direct deposit of your salary, pension, Social Security, or other regular monthly income electronically deposited through the Automated Clearing House (ACH) network to this checking account by your employer or an outside agency.
  • Transfers from one account to another, mobile deposits, deposits made at a banking location, or ATM do not qualify.
  • 10 or more posted debit card transactions (any combination of posted debit card purchases or posted debit card payments of bills) from this checking account.
  • Included:
  • Debit card purchases made using PIN, signature, online, phone, or mobile wallet.
  • Debit card payments including one-time or recurring. Examples: utility bill/gym membership.
  • Not Included:
  • Any transaction at an ATM (Wells Fargo or non-Wells Fargo).
  • Automated Clearing House (ACH) transactions. ACH transactions are set up using your checking account number and routing number — NOT a debit card number.
  • Linked to a Wells Fargo Campus ATM or Campus Debit Card.
  • Primary account owner is 17 through 24 years old. (On the primary account owner's 25th birthday, the account will automatically be subject to the then current monthly service fee unless you meet one of the other options to avoid the monthly service fee).

2. Availability may be affected by your mobile carrier's coverage area. Your mobile carrier's message and data rates may apply.