Tap and be on your way
Use your contactless debit card and tap to pay in stores or to access your accounts at Wells Fargo ATMs. Just look for the EMVCo Contactless Symbol.
Here’s how it works:
1. Open a new account
Open a new Everyday Checking account from this offer webpage with a minimum opening deposit of $25 by July 15, 2022.
Or, open a new, eligible checking account at a Wells Fargo branch with a minimum opening deposit of $25 by July 15, 2022. You must provide the bonus offer code to the banker at the time of account opening.
Everyday Checking comes with the features to make banking more convenient, including mobile banking, contactless debit card features, access to Zelle®1, and more.
- Monthly Service Fee: $10.
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How to avoid the $10 monthly service feeOpens Dialog
×The monthly service fee can be avoided with one of the following each fee period:
- $500 minimum daily balance
- $500 or more in total qualifying direct deposits
- Primary account owner is 17-24 years old. (When the primary account owner reaches the age of 25, age can no longer be used to avoid the monthly service fee.)
- Linked to a Wells Fargo Campus ATM Card or Campus Debit Card
2. Complete qualifying direct deposits
Receive a total of $1,000 or more in qualifying direct deposits to the new checking account within 90 calendar days from account opening (the qualification period).
Once the 90-day qualification period has elapsed, we will determine if you have met the offer requirements, and will deposit any earned bonus into your new checking account within 30 days.
Get the complete details here.
Digital features for more convenient banking
Send money in minutes1 to friends and family
It’s quick and convenient with access to Zelle® in the Wells Fargo Mobile® app.
Stay in control
With the Wells Fargo Mobile® app, you can enjoy more control over your banking — all from your mobile device.
Keep up with your finances
Enroll in Online Banking and set up alerts to help notify you of account activities like recent deposits, debit card activity, and low balances.2
Deposit checks in a snap
No need to go to a branch or ATM when you can use your mobile device to deposit your endorsed checks directly into your account.3
*How to qualify for your $200 bonus
Eligibility Requirements:
- This offer is for new checking customers only. All Wells Fargo consumer checking accounts are eligible for this offer with the exception of checking accounts offered by Wells Fargo Private Bank.
- You must use your bonus offer code at account opening when you apply for a new eligible Wells Fargo checking account.
- You are not eligible for this offer if:
- You are a current owner of a Wells Fargo consumer checking account
- You have received a bonus for opening a Wells Fargo consumer checking account within the past 12 months
- You are a Wells Fargo employee
Bonus Requirements:
- Open a new Wells Fargo consumer checking account with a minimum opening deposit of $25 by July 15, 2022. All account applications are subject to approval.
- Within 90 calendar days of account opening (the "qualification period"), receive a total of $1,000 or more in qualifying direct deposits to your new checking account.
- A qualifying direct deposit is an ACH (Automated Clearing House) automatic electronic deposit of your salary, pension, Social Security, or other regular income into your bank account. Confirm with your employer or the agency or company making these payments that they use the ACH network.
- Transfers from one account to another, mobile deposits, or deposits made at a branch, or ATM don't qualify as a direct deposit.
Bonus Payment:
- Once the 90-day qualification period has elapsed, we will determine if you have met the offer requirements, and will deposit any earned bonus into your new checking account within 30 days.
- The new checking account must remain open throughout the 90-day qualification period and at the time we attempt to deposit any earned bonus payment. Please note that an account with a zero balance may be closed by us without prior notice, as further described in the Deposit Account Agreement.
- You are responsible for any federal, state, or local taxes due on the bonus and we will report as income to the tax authorities if required by applicable law. Consult your tax advisor.
Additional Terms and Conditions:
- Offer expires July 15, 2022. However, offer may be discontinued or changed at any time prior to the expiration date without notice.
- Offer cannot be:
- Paid without a valid U.S. Taxpayer Identification Number (Form W-9 for U.S. persons including a resident alien). Non-resident aliens, signing Form W-8 are not eligible for the offer.
- Combined with any other consumer deposit offer (limit one bonus per customer/account).
- Reproduced, purchased, sold, transferred, or traded.
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The actions required to earn this bonus are separate and distinct from the options available to you to avoid any applicable monthly service fee for the checking account you opened.
Talk with a banker or see the "Consumer Account Fee and Information Schedule and Deposit Account Agreement"opens new window for complete checking account details, including the applicable monthly service fee and options to avoid it.
Wells Fargo Private Bank offers products and services through Wells Fargo Bank, N.A., Member FDIC and its various affiliates and subsidiaries. Wells Fargo Bank, N.A. is a bank affiliate of Wells Fargo & Company.
**The Wells Fargo Everyday Checking account monthly service fee is $10. Minimum opening deposit is $25.
- The monthly service fee can be avoided with one of the following each fee period:
- $500 minimum daily balance
- $500 or more in total qualifying direct deposits
- A qualifying direct deposit is an ACH (Automated Clearing House) automatic electronic deposit of your salary, pension, Social Security, or other regular income into your bank account. Confirm with your employer or the agency or company making these payments that they use the ACH network.
- Transfers from one account to another, mobile deposits, or deposits made at a branch, or ATM don't qualify.
- Primary account owner is 17-24 years old. (When the primary account owner reaches the age of 25, age can no longer be used to avoid the monthly service fee.)
- Linked to a Wells Fargo Campus ATM or Campus Debit Card.
- Eligibility is based on university and college participation in the Wells Fargo Campus Card℠ program. Ask a banker or visit wellsfargo.com/campuscard for additional details.
- 1 Enrollment with Zelle® through Wells Fargo Online® or Wells Fargo Business Online® is required. Terms and conditions apply. U.S. checking or savings account required to use Zelle®. Transactions between enrolled users typically occur in minutes. For your protection, Zelle® should only be used for sending money to friends, family, or others you trust. Neither Wells Fargo nor Zelle® offers a protection program for authorized payments made with Zelle®. The Request feature within Zelle® is only available through Wells Fargo using a smartphone. In order to send payment requests to a U.S. mobile number, the mobile number must already be enrolled with Zelle®. To send or receive money with a small business, both parties must be enrolled with Zelle® directly through their financial institution's online or mobile banking experience. For more information, view the Zelle® Transfer Service Addendum to the Wells Fargo Online Access Agreementopens new window. Your mobile carrier's message and data rates may apply.
- 2 Sign-up may be required. Availability may be affected by your mobile carrier's coverage area. Your mobile carrier's message and data rates may apply.
- 3 Mobile deposit is only available through the Wells Fargo Mobile® app. Deposit limits and other restrictions may apply. Some accounts are not eligible for mobile deposit. Availability may be affected by your mobile carrier's coverage area. Your mobile carrier's message and data rates may apply. See Wells Fargo's Online Access Agreementopens new window for other terms, conditions, and limitations.
- 4 Not all smartphones are enabled with a digital wallet. Your mobile carrier's message and data rates may apply.
- 5 Digital wallet access is available at Wells Fargo ATMs for Wells Fargo Debit Cards in Wells Fargo-supported digital wallets. Availability may be affected by your mobile carrier’s coverage area. Your mobile carrier’s message and data rates may apply. Some ATMs within secure locations may require a physical card for entry.
Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC, and are used herein under license.
The Contactless Symbol and Contactless Indicator are trademarks owned by and used with permission of EMVCo, LLC.