This is a $400 bonus*
on us

Open an Everyday Checking account online and follow the offer steps outlined to qualify for a $400 bonus.

Your offer code will be automatically applied when you complete your online application.



Wells Fargo Everyday Checking is the account eligible for this offer when opened online. If you do not qualify for Everyday Checking, but do qualify for Opportunity Checking®, this offer can still be applied to the Opportunity Checking® account.

Enter your information to get the bonus offer code that will also be sent to you via email to redeem at a participating Wells Fargo branch.

You agree that Wells Fargo may contact you at the email address provided to deliver your code for this offer.

Open your new consumer checking account by December 31, 2019, and have qualifying direct deposits, and you could get a $400 bonus* — on us.

  • 1

    Open an account

    Open an Everyday Checking** account online from this page.

    Everyday Checking comes with all the features to make banking convenient, including mobile banking, account alerts,1 and more.

    Everyday Checking Monthly Service Fee: $10

    How to avoid the $10 monthly service fee

    Avoid the $10 monthly service fee on your Everyday Checking account with one of the following each fee period:

    • 10 or more posted debit card transactions (any combination of posted debit card purchases or posted debit card payments of bills) from this checking account. This does not include transactions at an ATM, OR
    • Qualifying direct deposits totaling $500 or more, OR
    • $1,500 minimum daily balance, OR
    • Linked to a Wells Fargo Campus ATM or Campus Debit Card, OR
    • Primary account owner is 17 through 24 years old. (On the primary accountholder's 25th birthday, the account will automatically be subject to the then current monthly service fee unless you meet one of the other options to avoid the monthly service fee.)

    Participating Areas

  • 2

    Deposit $25+

    Fund your new checking account with a minimum opening deposit of $25.

  • 3

    Complete qualifying direct deposits

    Within 150 days of account opening, you must have a total of $3,000 or more each month in qualifying direct deposits to the checking account opened for this bonus offer for three consecutive months.

    A $400 bonus will be deposited into your new checking account within 45 days after meeting all offer requirements.

You can enjoy these features with any of our checking accounts:

Secure online access to your accounts. Use the Wells Fargo Mobile® app1 and simplify the way you bank.

Account alerts. Set up personalized alerts to help you track account and card activity, such as a low account balance, card purchases over an amount set by you, and more.2

Debit card on and off. Misplaced your debit card? Turn it off, then turn it on when you find it.3

*How to qualify for your $400 bonus

Eligibility Requirements:

  • Only certain consumer checking accounts, including non-interest earning checking accounts, are eligible for this offer. Teen Checking , Greenhouse accounts, and the prepaid Wells Fargo EasyPay® Card are not eligible for this offer.
  • This offer is intended for new checking customers only. You must have a valid bonus offer code. You are not eligible for this offer if:
  • You are a current owner of a Wells Fargo consumer checking account
  • You are a Wells Fargo team member
  • You have received a bonus for opening a Wells Fargo consumer checking account within the past 12 months

Bonus Requirements:

  • To receive a $400 bonus, open a new, eligible Wells Fargo consumer checking account with a minimum opening deposit of $25 by December 31, 2019. All account applications are subject to approval.
  • Within 150 days of account opening, receive a total of $3,000 or more each month in qualifying direct deposits to the checking account opened for this bonus offer for three consecutive months. During this time, your new account balance must be $1 or more.
  • A qualifying direct deposit is a direct deposit of your salary, pension, Social Security, or other regular monthly income, electronically deposited through the Automated Clearing House (ACH) network to this checking account by your employer or an outside agency.
  • Non-qualifying direct deposits include transfers from one account to another, mobile deposits, deposits made at a banking location, or ATM.

Bonus Payment:

  • We will deposit the bonus into your new checking account within 45 days after meeting all offer requirements.
  • The new checking account must remain open in order to receive any earned bonus payments.
  • You are responsible for any federal, state, or local taxes due on the bonus, and we will report as income to the tax authorities if required by applicable law. Consult your tax advisor.

Additional Important Information:

  • Offer expires December 31, 2019.
  • This offer may be limited to participating locations — please refer to the offer communication for additional details.
  • Offer subject to change and may be discontinued at any time without notice.
  • Offer cannot be:
  • paid without a valid U.S. Taxpayer Identification Number (W-9)
  • combined with any other consumer deposit offer (limit one bonus per customer/account)
  • reproduced, purchased, sold, transferred, or traded

**The Wells Fargo Everyday Checking account monthly service fee is $10. Minimum opening deposit is $25.

The monthly service fee can be avoided with any one of the following:

  • Maintain a $1,500 minimum daily balance.
  • $500 or more in total qualifying direct deposits.
  • A qualifying direct deposit is a direct deposit of your salary, pension, Social Security, or other regular monthly income electronically deposited through the Automated Clearing House (ACH) network to this checking account by your employer or an outside agency.
  • Non-qualifying direct deposits include transfers from one account to another, mobile deposits, deposits made at a banking location, or ATM.
  • 10 or more posted debit card transactions (any combination of posted debit card purchases or posted debit card payments of bills) from this checking account each fee period.
  • - Included:
  • Debit card purchases made using PIN, signature, online, phone, or mobile wallet.
  • Debit card payments including one-time or recurring. Examples: utility bill/gym membership.
  • - Not Included:
  • Any transaction at an ATM (Wells Fargo or non-Wells Fargo).
  • Automated Clearing House (ACH) transactions. ACH transactions are set up using your checking account number and routing number — NOT a debit card number.
  • Linked to a Wells Fargo Campus ATM or Campus Debit Card.
  • Primary account owner is 17 through 24 years old. (On the primary accountholder's 25th birthday, the account will automatically be subject to the then current monthly service fee unless you meet one of the other options to avoid the monthly service fee.)
  • 1. Availability may be affected by your mobile carrier’s coverage area. Your mobile carrier’s message and data rates may apply.
  • 2. Account Alerts: Sign-up may be required. Availability may be affected by your mobile carrier’s coverage area. Your mobile carrier’s message and data rates may apply.

  • 3. Debit Card On or Off: Turning off your debit card is not a replacement for reporting your card lost or stolen. Contact us immediately if you believe that unauthorized transactions have been made. Turning your card off will not stop card transactions presented as recurring transactions; transactions using other cards linked to your deposit account; or the posting of refunds, reversals, or credit adjustments to your account. Any digital card numbers linked to the debit card will also be off. Availability may be affected by your mobile carrier’s coverage area. Your mobile carrier’s message and data rates may apply.